UNDERSTANDING TITLE

WHY TITLE INSURANCE

There are only a few things in life more important than protecting your home. The following matters are examples of why you need a Title insurance policy issued by Kansas City Title. Remember that the best title examination or search cannot protect your equity and home from matters not appearing in the public records. However, an Owners policy, subject to its terms, issued by Kansas City Title policy can protect you from:

  • Documents executed under false, revoked or expired power of attorney
  • False impersonation of the true landowner
  • Undisclosed heirs
  • Improperly recorded legal documents
  • Failure to include necessary parties to certain judicial proceedings
  • Defective acknowledgements due to improper or expired notarization
  • Gaps in the chain of title
  • Mistakes and omissions resulting in improper abstracting or examination of the title
  • Forged deeds, mortgages, wills, releases of mortgages and other instruments
  • Deeds by minors
  • Conveyances by an heir, devisee or survivor of a joint estate who attempts to attain title by illegal means
  • Inadequate legal descriptions
  • Duress in execution of wills, deeds and instruments conveying or establishing title
  • Deeds and wills by persons lacking legal capacity
  • Administration of estates and probate of wills of missing persons who are presumed deceased
  • Issues of rightful possession of the land
  • Issues concerning the rightful conveyances by corporate entities
  • Issues involving improper marital status
  • Improper modification of documents
  • Misinterpretation of wills and ancillary instruments
  • Forfeitures of real property due to criminal acts